Expat Home Insurance

Tailor your expat home insurance cover to suit your lifestyle
24/7 expat home insurance claims service

Cover in more than 20 countries
Over 20 years of holiday home expertise
24hr emergency claims helpline
Cover for unoccupied properties included

What Is Expat Home Insurance?

Moving or living abroad is an exciting prospect, especially if it means more stress-free days in the sun. However, it isn’t without risks. Therefore, you may want an insurance policy that mitigates potential issues for your home.

That’s where Intasure can help. We have more than 20 years of experience dealing with property insurance policies in overseas markets. We use this knowledge to provide an expat insurance policy that can help protect UK nationals and EU passport holders while owning a property abroad.

Get a Quote

Our Partners

Intasure works with an established partner to provide flexible insurance options.

Where In The World Can I Get Expat Insurance?

Our expat property insurance is available in more than 20 countries and territories across Europe and beyond, including:

View a list of countries we cover

Austria Bulgaria Cape Verde Croatia Cyprus Egypt France Germany Greece Hungary Italy Malta Netherlands Poland Portugal Republic of Ireland Spain Turkey Scotland

Exemptions and restrictions

While Intasure offers expat home insurance across Europe and further afield, certain countries are excluded. Here are a few other things to keep in mind:

We cannot offer cover for properties in Turkey.
The Italian Government requires a Codice fiscale (NI number equivalent) to secure house insurance.
You must be a UK citizen or EU passport holder to qualify for expat home insurance.

What Our Customers Say About Us

Excellent

Based on 148 reviews

What Does Expat Home Insurance Cover?

Our expat home insurance policy can cover buildings and contents. It also includes public liability protection and alternative accommodation cover.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Buildings and contents insurance

Our standard home insurance for expats can protect against damage or loss to your home abroad, including its contents. The policy also extends to any outbuildings.

Expat home insurance covers as standard:

Damage to buildings due to natural disasters such as floods or storms.
Escape of water or oil from fixed heating or domestic water installation, such as washing machines and dishwashers.
Accidental damage to household goods such as fixed glass tops on furnishings and sanitary fixtures.
Theft or damage of belongings within your house.

Public liability cover

Our policy comes with £5 million public liability protection, which can help protect you against personal injury or damage to property claims.

Alternative accommodation cover

If you cannot live in your home after an insured claim, our expat house insurance includes temporary accommodation cover.

Get a Quote

Why Choose Intasure’s Expat Insurance?

Intasure has more than 20 years of experience specialising in holiday home insurance for expats. Therefore, you can rest assured that our customer service team do their utmost to help you find suitable cover.

Here are some more reasons to choose Intasure for your expat insurance:

Get a Quote

Benefits of using Intasure for your holiday home insurance:

Building insurance up to £1 million
Public liability cover up to £5 million included as standard
Property cover is available for both long-term and short-term lets
Emergency travel: Travel costs for insured claims
60 days cover whether the property is occupied or not, for up to 60 days
Alternative accommodation costs for insured claims
Tailored extras: customers can tailor insurance to their needs with optional covers

Need Help?

Call us on 01625 854 184

Mon to Fri, 9am - 6pm

Email admin@intasure.com

Policy Documents

View our policy documents to discover the cover Intasure can provide.

View and Download

Expat Home Insurance FAQ

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions, please see the policy documentation.

How much does expat property insurance cost?
Your expat property insurance premium will depend on several factors, including:
- The type of policy– premiums differ across expat home insurance, expat holiday home insurance, expat caravan insurance and expat landlord insurance
- Location– for example, areas in close proximity to rivers, seas or other bodies of water, could result in higher premiums
- The size of your property– larger properties tend to attract higher premiums
- The contents within your property– storing high-value contents in your property can result in greater insurance costs
Is expat property insurance a legal requirement?

No, expat property insurance is not mandatory. However, if you want to ensure your home and contents are protected, it may be worth thinking about.
Am I eligible for expat home insurance?

As a trading name of Arthur J Gallagher Nordic AB, Intasure can organise home insurance for UK nationals and EU passport holders that reside in the EEA.